Fred Loya Cerca De Mi Ubicación (2025)

FAQs

Does Fred Loya offer $500 deductible? ›

In other words, if you are insured with Loya Insurance Group and you have coverage for damage to your auto, you will be responsible for paying a portion of the repairs, typically the first $500.00. Talk to your agent to learn more about your deductible amounts.

The company is headquartered in El Paso, Texas and owned by Fred Loya, a Latin American. Loya began selling insurance in 1974.

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(800) 554-0595

Fred Loya Insurance / Customer service

In car insurance, having a $1,000 deductible means that you'll need to pay $1,000 of your claim yourself, whether it is a collision insurance claim or a comprehensive insurance claim. Your car insurance company will pay the mechanic or auto body shop directly for the amount needed, minus your deductible.

For example, imagine you have a $750 deductible. If you are in an accident where your collision coverage would apply and the car you were driving suffered damage requiring $3,500 in repairs, you would be responsible for paying $750. Your insurance company would cover the remaining $2,750.

With over 726 Loya Insurance Group offices throughout Texas, Ohio, California, New Mexico, Colorado, Georgia, Nevada, Illinois, Arizona, Indiana, and Alabama we have a friendly neighborhood office near you.

Fred Loya Insurance is an automobile insurance company based in El Paso, Texas, that sells motor vehicle insurance policies in several U.S. states, including California, Texas, Nevada, and Arizona in the West, Illinois, Indiana, and Ohio in the Midwest, and Georgia and Alabama in the Southeast.

and Fred Loya Insurance Agency, Inc. (FLI).

Does Fred Loya check credit? ›

Benefits For Fred Loya Insurance Clients

If you are joining our family now, you can enjoy immediate coverage issued on the same day without a credit check, flexible payment options and a better policy premium if you are considered a high-risk driver, compared to other insurance companies.

Rental Reimbursement pays for a rental car while your car is repaired after a covered accident, if it is not available for more than 24 hours.

EL PASO, Texas (KVIA) -- The iconic Christmas light show display, put on by Fred Loya, will now be returning to the Loya home after being held at Ascarate Park for the last two years.

If payment is late, a late fee might be assessed or subject to cancellation.

How Do Deductibles Work? A car insurance deductible is what you have to pay out of pocket to cover damages from an accident before the insurance company covers anything. For example, if you have a $500 deductible, you'll have to pay that $500 out of pocket before your insurer will put a dime toward damages.

The most popular car insurance deductible is $500, but they can range from $0 to $2,000. Most insurers set the default deductible at $500, but it's common to see $250, $1,000 or $2,000 deductibles.

Health Insurance Deductible

With regard to healthcare deductibles, always ask if it's possible to negotiate a payment plan. The healthcare provider cannot legally waive the deductible but they can allow you to pay it over time. The challenge comes in when a procedure involves multiple providers, such as with surgery.

The Basics of Insurance Deductibles

So, if you have a $600 deductible for your health insurance, that means you'll need to pay $600 out of your own pocket for any doctor's visits, prescriptions, tests or any other medical services before insurance contributions will commence.