Dan "Kost" π
Founder @ dakdan worldwide | Sports, Startups, Marketing, Advertising Communications
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In my recent column about credit card warnings, I explained the dangers of zero-interest cards, particularly those offered by retail stores. If you fail to pay the FULL balance off within the specified zero-rate time period, you can be charged a 30%+ rate for the entire amount, retroactively from the original date of purchase!
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Dan "Kost" π
Founder @ dakdan worldwide | Sports, Startups, Marketing, Advertising Communications
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Logos of Swiss banks Credit Suisse and UBS are seen before a news conference in Zurich Switzerland, August 30, 2023. REUTERS/Denis Balibouse/File Photo Acquire Licensing RightsZURICH, Oct 4 (Reuters) - UBS (UBSG.S)
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Dan "Kost" π
Founder @ dakdan worldwide | Sports, Startups, Marketing, Advertising Communications
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Consumer credit card debt is at an all-time high. Add to that trillions of dollars in mortgages, personal lines of credit, home equity lines of credit, and student and personal loans on top of that.People are tapped out and struggling to get your debt under control can feel overwhelming.
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Dan "Kost" π
Founder @ dakdan worldwide | Sports, Startups, Marketing, Advertising Communications
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Young adults can now find guidance tailored to their unique challenges in credit establishment and repair, ensuring a secure financial future.LAS VEGAS, Nov. 27, 2023 /PRNewswire/ β Navigating the world of credit can be daunting for young adults who are just stepping into financial independence. The choices they make in these early years can significantly impact their financial future.
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Dan "Kost" π
Founder @ dakdan worldwide | Sports, Startups, Marketing, Advertising Communications
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We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms.Don't ignore the signs indicating that you need a little help with credit repair. Getty ImagesA wide range of factors can impact your financial well-being, but one in particular β your credit score β is a crucial aspect.
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Dan "Kost" π
Founder @ dakdan worldwide | Sports, Startups, Marketing, Advertising Communications
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We may earn a commission from links on this page.Credit: My Agency / ShutterstockIf your credit reports contain inaccurate or unverifiable negative items, it can severely damage your credit scores. This can make it difficult or impossible to get approved for loans, credit cards, rental housing, or even a job.
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Dan "Kost" π
Founder @ dakdan worldwide | Sports, Startups, Marketing, Advertising Communications
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Woman at home looking at the bills and taxes.As buy now, pay later programs become more common, some shoppers are using this payment structure to make ends meet.Americans owe $17.5 trillion across credit cards, mortgages, auto loans and other forms of debt, according to the Federal Reserve Bank of New York. About $1.12 trillion of that is on credit cards.
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Dan "Kost" π
Founder @ dakdan worldwide | Sports, Startups, Marketing, Advertising Communications
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Credit: Ground Picture / ShutterstockHaving good credit is essential for qualifying for loans, getting approved for rentals, and even getting hired for some jobs. However, building credit can seem like a catch-22: You need credit to get credit. Credit cards are a common way to get started, but that may not be an option for you for a variety of reasons.
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Dan "Kost" π
Founder @ dakdan worldwide | Sports, Startups, Marketing, Advertising Communications
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The Biden administration announced Wednesday that consumers who use "buy now, pay later" (BNPL) services for purchases are entitled to the same legal protections as consumers who use credit cards.The new ruling from the Consumer Financial Protection Bureau means consumers will be able to dispute charges and demand refunds for returned products purchased with a BNPL loan.
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Dan "Kost" π
Founder @ dakdan worldwide | Sports, Startups, Marketing, Advertising Communications
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Football finance expert Dan Plumley is convinced that Daniel Levy is open for business when it comes to the sale of Tottenham in the near future.A recent social media post showed Sheikh Abdullah, the deputy ruler of Umm Al Quwain emirate, alongside long-serving Spurs chairman Daniel Levy.
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